About The Equal Home Finance Bureau

We are not lenders or mortgage brokers! The Equal Home Finance Bureau was created to do one thing: provide consumers with information to help them save hundreds and thousands of dollars on their home loans. We DO NOT provide home loan financing, nor are we associated with other real estate companies or associations. For this reason, we can give totally unbiased advice for saving money on home loans and provide a neutral forum for consumers to speak freely about their questions and complaints. You will notice no banner ads. You will notice no banking relationships. If you submit comments for helping other consumers, your information will remain private and you will receive no information unless you specifically request it.

Our information is gathered from current and former mortgage brokers, attorneys who specialize in residential real estate, and other real estate professionals from every aspect of the home loan business. However, the most important point of gathering information comes from you, the consumer, the everyday person spending your hard-earned money to live the American dream and buy their own home. You shouldn't have to overspend thousands of dollars simply because a mortgage professional leverages what they know against what you don't.

Unfortunately, what our extensive research has uncovered is a flurry of unfair practices nationwide. We have tracked major "predatory lending" practices and the lawsuits that followed where lenders and mortgage professionals were successfully caught for literally robbing from their customers at the closing tables. Further, we try to track every instance possible of those practices that don't become lawsuits, and leave consumers victims to unscrupulous mortgage professionals.

While we take precautions to provide as timely and useful information as possible, prudence suggests that we provide this legal statement regarding the use of the information in this site:

The Equal Home Finance Bureau gathers information from consumers, news, government agencies, studies, and surveys of the mortgage brokering, lending, and real estate industries to create an informational website for consumers.This website is not meant to be a replacement for any legal or other professional guidance.This website gathers and reports opinions and tips from other consumers and publicly available data.For this reason, we cannot independently verify all of the information received, but can draw reasonable conclusions from multiple sources.

The website is designed to provide accurate and authoritative information in regard to the subject matter covered.It is sold with the understanding that the author and webmaster is not engaged in rendering legal, accounting, or other professional service.If legal advice or other expert assistance is required, the services of a competent professional person should be sought. The author and webmaster make no representation or warranties with respect to the accuracy or completeness of this website and specifically disclaim any implied warranties of merchantability or fitness for a particular purpose.There are no warranties which extend beyond the descriptions contained in this paragraph.No warranty may be created or extended by representatives or written sales materials.The accuracy and completeness of the information provided herein and the opinions stated herein are not guaranteed or warranted to produce any particular results, and the advice and strategies contained herein may not be suitable for every individual.Neither the author nor the webmaster shall be liable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential, or other damages.

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