Home Loan Guidance Topics

Understanding Various Loan Programs, Costs You Can Avoid
There are many valuable programs available. You need to arm yourself with the right information - and the right questions - to help you get the program that's right for you, prior to going house-hunting.

Understand What You Can Afford Ahead of Time

Should You Pay Your Own Closing Costs

Afford Higher Monthly Payments? Possibly Lower the Rate

For the Best Interest Rates and Avoid PMI,
Try to Stay Under 80% LTV, or Even Below 75% LTV

When Two Loans are Better than One,
the "80-10-10" and Variations on the Theme

Keep an Eye Out for Special Loan Programs Unique to You

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