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   EQUAL HOME FINANCE BUREAU
  Helping Consumers Reduce the
   Cost of Home Mortgage Loans
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Consumer Guide:
Saving Thousands on Home Loans
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Where Does the Equal Home Finance Bureau Get Its Information?
From a wide array of sources and methods, the Equal Home Finance Bureau gathers data,
analyzes trends and issues, and then strategizes how consumers can save more money on their home loans.
Extensive Research
We have conducted significant research and fieldwork in the home mortgage and real estate
industries.Over and over again, we found that the people with the least understanding of home
loans and the secrets of the home loan industry pay THOUSANDS of dollars more for their loans
than what is fair.Our information comes from surveying and interviewing current mortgage
professionals.Some of our best information comes from mortgage brokers and sources who have
left the business.These people have been most agreeable in exposing some of the terrible practices
they have seen.
Extensive Fieldwork
We have had discussions with experienced real estate appraisers, real estate attorneys, and
other real estate professionals.We conduct regular surveys of the mortgage industry, often
secretly "shopping" brokers and banks to determine their propensity for unscrupulous practices.
We closely follow news headlines and the latest pronouncements of government and quasi-government
agencies involved in the mortgage process.
Consumers Helping Consumers
Finally, and most importantly, we provide a forum through our web site and information services
that allow consumers to tell their stories of the mortgage industry.From letters, interviews, and
emails, we gather the home loan horror stories that you see published in our web site. The consumers
are the best source for what has gone wrong in this industry.The community we are actively building for
consumers in the home loan industry is our most valuable information resource.
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