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  Helping Consumers Reduce the
   Cost of Home Mortgage Loans
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Consumer Guide:
Saving Thousands on Home Loans
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How this Guide will save you money
If you can compare loans equally and get the smallest possible improvement in interest
rate, 1/8%, you would save over $200 per year, over the first several years of your
loan (even with small loan balances of $90,000.)Some of these tips will show you how
to save as much as a full percentage point in interest and even more, depending on your home loan situation.
If you maintain the ability to refinance, and then do so later, you could save THOUSANDS
of dollars on your home loan.
If you know how any one unnecessary closing cost could be more than $50, you could avoid
it...there are at least 20 of these that have been tied that you can avoid if the mortgage
broker tries to spring one on you
If you understand the difference between a good mortgage source and a bad one, you can save
yourself major headaches and stress in the home loan process, along with money saved
If you follow steps to ensure that you have no surprises at the closing table, you can save
yourself potentially thousands of dollars
The early preparation steps for home loan shopping can save you countless valuable hours
later - for actual home shopping instead of home financing.
If you learn of the right loan program specific to your specific loan situation, you can
save thousands of dollars
If you understand the "Two Loans Can Be Better Than One" Rule, you can save yourself as
much as 1/2% to 1% in interest rate
If you learn how your credit score is not rated "good" or "bad," you can learn how to
improve your score, and every increase of as little as 20 points in your score could
save you an extra 1/8% to 1/4% interest
Money back guarantee of the cost of the Guide if you are not satisfied with the tips
provided
Many, many more
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